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Using Cityfort · Using Cityfort

How to use a Cityfort stock page: the main sections explained

A guide to each part of a Cityfort stock page: the ₹100 breakdown, money flow, moat bars, both sides, what changed, sources and data-depth badges.

Reviewed by Cityfort Research on , 5 min read

For learning only. Cityfort is not a SEBI-registered adviser and does not recommend buying or selling any security. Prices shown are dated and may be out of date.

What is a Cityfort stock page for?

A stock page explains one listed company to someone who has never heard of it. It answers what the company sells, who pays it, and where the money goes.

It does not tell you whether to buy or sell anything. Cityfort is not a SEBI-registered adviser, so every page sticks to facts from the company's filings.

Every page follows the same order. Once you know one page, you can find your way around any of them.

What is at the top of the page?

The top shows the company's name, its NSE symbol and BSE code, and a one-line headline. Below it are the date of the last update and a chip that links to "What changed".

A one-line notice sits just under the top section. It says the page is for learning only and is not advice.

The data depth badge sits next to the dates. Tap it to see what it means:

  • Rich: the company publishes annual reports, results, investor presentations and earnings calls, so every section is covered.
  • Standard: annual reports, results and some presentations or a credit rating report, so most sections are covered.
  • Limited: only the filings the law requires, so some sections are missing.

The badge describes how much the company discloses. It says nothing about the quality of the business.

Where should you start reading?

Start with "The business in one line". It gives the whole business model in a sentence or two.

Then read "What it sells" and "Who pays it". The first lists what the company does and what it does not do, which clears up common mix-ups.

"Who pays it" shows the customers and how concentrated they are. If a few customers pay most of the bills, the page says so.

How do you read the money flow?

"How the money flows" is a picture of one financial year. Money comes in on one side, splits into costs, and what is left is profit.

Read the numbered steps under the picture. They walk through the same year in plain words, in ₹ crore.

How do you read "Where the money goes"?

"Where the money goes" turns that year into a receipt, under the question "Where does ₹100 of the company's money go?". It takes everything that came in, revenue plus other income, and shows each cost per ₹100.

Each line is the amount divided by total money in, times 100. So the lines add up to ₹100, give or take rounding.

The biggest line tells you what the business really is. Compare three very different companies:

The last line is the profit the company kept. For Titan it was ₹5.8 of every ₹100 (FY26).

What do the moat bars mean?

A moat is something that protects a business from competitors, such as a brand, scale or a licence. The section "Competitors and what protects it" scores each such strength from 1 (weak) to 5 (strong).

The score rates a feature of the business, never the share. Every bar has a written reason and a source.

The same section names the business's clearest weak spot, with its reason. A page that only listed strengths would tell half the story.

What do the growth and numbers sections show?

"Where growth could come from" lists what the company says it is working on. Each item carries a label such as "working", "mixed" or "behind".

The label compares progress with the company's own earlier statements. It describes the business, not the share.

"How has it done?" shows revenue, net profit, profit kept per ₹100 and free cash flow over several years. Bank and lender pages show net interest income, net interest margin and bad loans instead.

Every chart has a table under it with the same numbers. Each section says whether it is consolidated (the group) or standalone (the parent company alone).

Where do you see ownership and governance?

"Who owns it" splits the shares between the promoter group, foreign and Indian institutions, and the public. It also shows how much of the promoter's holding is pledged for loans, where there is a promoter.

"Governance signals" lists the auditor, any audit qualifications, the credit rating and related-party dealings. For example, HDFC Bank's page shows its rating as Crisil AAA, outlook Stable (23 Jun 2026).

A credit rating describes the company's ability to repay debt. It is not a rating of the share.

Why does a price appear, and why is it dated?

"What the market paid" shows the share price, the market value and ratios such as P/E. Every figure carries the date of the price it uses.

Prices change every trading day, so the date matters more than the number. The section explains what each ratio means and never says whether a price is high or low.

Why does the page show both sides?

The "Both sides" section lists facts that supporters point to, and facts that critics point to. It never weighs them or says which side is right.

Read it as a list of questions to look into. Any decision, if you make one, stays yours.

How do you see what changed?

"What changed" sums up each update, newest first, with its date. Older updates sit in a list you can open below it.

"What to watch next" gives the next results date and says whether the company has confirmed it. Pages are updated after new results and annual reports.

How do you check a number?

Every number carries a source id, such as S1. Tap it to jump to the numbered Sources list at the bottom, with each document's title, publisher and date.

"Changes to this page" sits next to the sources and records every update. Pages are added to, not rewritten, so past quarters stay on the page.

"Terms on this page" links to Learn entries for the terms the page uses. Each one explains a term and shows it for real companies.

Read our methodology for where the numbers come from and how they are checked. New to all this? Start with understanding a listed company in 5 steps.

Questions people ask

Does a Cityfort stock page tell me whether to buy a share?
No. Cityfort is not a SEBI-registered adviser. Each page explains how a business works, using facts from filings, and never says whether to buy, sell or hold.
What do the moat bars rate?
A feature of the business, such as a brand or a licence, scored from 1 (weak) to 5 (strong) with a written reason. They are not a rating of the share.
What does the data depth badge mean?
How much the company publishes. Rich means annual reports, results, presentations and earnings calls; Standard means most of those; Limited means only the filings the law requires.
How old are the numbers on a stock page?
Each section shows its period, such as FY26 or a quarter, and every source has a date. Any share price is shown with the date it was taken.
What do S1, S2 and so on mean?
They are source ids. Each one points to a numbered document in the Sources list at the bottom of the page, with its title, publisher and date.

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Disclaimer

For learning only. Cityfort is not a SEBI-registered adviser and does not recommend buying or selling any security. Prices shown are dated and may be out of date.

Investing in securities involves risk, including loss of capital. Before making any investment decision, do your own research and consider consulting a SEBI-registered investment adviser.

Cityfort, its owners and contributors may or may not hold securities of companies covered. Content is not an offer or solicitation to buy or sell any security.

Read the full disclaimer

Cityfort publishes educational content that explains how listed companies work. Cityfort is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser or Research Analyst and does not provide investment advice, recommendations, ratings, price targets or any opinion on whether to buy, sell or hold any security.

All information is taken from publicly available sources, mainly company filings on BSE and NSE, which are listed on each page with dates. We work to keep it accurate and correct errors publicly, but we do not guarantee that it is complete, accurate or up to date. Any market price or price-based ratio shown is dated, may be out of date by the time you read it, and is included only to explain concepts.

Statements by company management are reported as statements, with their date and source; they are not our forecasts.